FS - Client Newsletter

October 26, 2017
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Modern internet banking mobile apps cover a range of services. With your smartphone, you can open an account, secure a loan, buy securities and get many other services that previously required an in-person transaction.

There are still some hidden dangers behind these conveniences. It’s easier now to lose all the money in your bank account—and much more difficult to get it back. Banks need solid proof of noninvolvement.

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October 25, 2017
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Thanksgiving is fast approaching, and it brings with it all of the usual trimmings. Stuffing and the cranberry sauce, to be sure, and also family visits, travel scams to avoid, the pitfalls of Black Friday and Cyber Monday shopping, and more.

There are many ways you can protect yourself from the risk of identity theft and fraud attempts during this time of year, but it can be more effective if you’ve planned ahead:

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October 24, 2017
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Spam is supposed to be a thing of the past, but it’s not—and today it comes weaponized with manifold data-grabbing threats—from ransomware to keystroke recorders and beyond. Your email has never been more dangerous.

There was a time in the early 2000s when email spam and malicious botnets were viewed as mere nuisances. A confident Bill Gates waved it away at the 2004 World Economic Forum in Davos, Switzerland: “Two years from...

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October 19, 2017
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The quantity of things that Americans leave at TSA checkpoints is staggering.

Last year alone, the TSA collected nearly $1 million worth of coins and bills forgotten by travelers at security checkpoints. At the Los Angeles International Airport in a singlemonth in 2015, the TSA found 154 laptops, 98 cell phones, 229 driver’s licenses, 18 iPads, and 32 wallets—3,705 items in all, according to the LA Times.

And each year, this figure rises.

So imagine how many laptops will...

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September 27, 2017
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Jen* is one of the few people that opens and reads every piece of mail they receive. It’s a quirk that has paid off: A piece of junk mail is how Jen found out someone had stolen her identity.

“I opened a letter from Macy’s, which I thought was weird,” she said. “I haven’t shopped there in years. But the letter was a rejection of a credit card application.”

Jen took immediate action, ...

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September 25, 2017
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When Equifax announced the historic data compromise that exposed the sensitive personal information of up to 143 million consumers, the company said victims would have access to credit freezes for a month free of charge. This was not exactly a solution to the fresh hell it had just announced.

Frankly, it...

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September 20, 2017
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There is no mistaking that, by now, most consumers have at least a passing awareness of cyber threats.

Two other things also are true: All too many people fail to take simple steps to stay safer online; and individuals who become a victim of identity theft, in whatever form, tend to be baffled about what to do...

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September 15, 2017
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What happened?Equifax, a consumer credit reporting company, discovered a breach in its online systems that could impact 143 million consumers.

When did the breach occur?The breach occurred from mid-May to July and was discovered on July 29. Equifax alerted the public on Sept. 7.

What information was involved?Hackers gained access to files with names, birth dates, Social Security numbers (SSN), driver’s licenses and addresses....

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August 17, 2017
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When Apple announced a serious hardware flaw last week, and the critical security patch that addressed it, my first thought was perhaps arbitrary: “That exploit would work at the gym.” My next thought: what else would?

The discovery of a zero-day exploit affecting hardware—specifically a WiFi chip embedded in the main processors of Apple...

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August 16, 2017
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A California mom is suing Disney and some of its software partners for allegedly collecting personal information about her kids through mobile phone game apps.

This case hinges on a novel legal argument that I’m going to watch with great interest; an “Intrusion Upon Seclusion” claim that I hadn’t seen before in this kind of case. If the mom—and potentially others, if class-action status is granted—succeeds at winning such a ...

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