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Identity Theft

September 19, 2018
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Student loan fraud occurs when identity thieves obtain personal information and use it to apply for federal student loans and Pell grants. It can happen to anyone, whether you attend college or not. College students are four times more likely than other groups to have their identity stolen by people they know, including roommates, family members, and friends.[1] Phishing email attacks are also on the rise at colleges.[2]

How student loan...

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September 6, 2018
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On the first anniversary of the Equifax data breach, Americans may be taking identity theft more seriously. In a survey of roughly 1000 people commissioned by LendingTree.com, over 90% of respondents had reported taking some kind of action to protect themselves.

Highlights of the survey include 65% of the sample group reporting that they pay more attention to their online bank and...

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August 8, 2018
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Not since the late '90s when dotcom mania prevailed has there been such blue-sky potential, frantic excitement, and widespread misconception as currently surrounds blockchain technology.

Cryptocurrency fortunes have been...

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July 27, 2018
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Through a website bug, LifeLock, Symantec’s identity theft protection service, has reportedly exposed millions of customers email addresses exposing millions to possible identity thieves and phishing scams.

In wake of this news, we would like to share tips on how to protect yourself from phishing scams:

Watch for... Read More
July 26, 2018
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In a revelation that is sure to send shockwaves through the cybersecurity community, investigative journalist Brian Krebs has reported a vulnerability on LifeLock’s website permitted the indexing of email addresses associated with millions of its customer accounts.

The bug makes it possible to unsubscribe LifeLock users from company dispatches, but of much more serious import here is the inexpert way the LifeLock leaked what is an increasingly vulnerable piece of personally...

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July 24, 2018
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The most successful employee benefits brokers know that change is their friend. Rather than wrapping themselves in a cocoon of familiarity, they must embrace marketplace shifts, be willing to step out of their comfort zone, and take on a bigger role as an expert adviser making trustworthy recommendations.

By now, most insurance brokers know that voluntary benefits are a mandatory addition to their portfolios. In a...

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July 12, 2018
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We had a record-breaking year for natural disasters in 2017, with $16 billion events upending peoples’ lives across the United States. Disaster preparedness is essential as we head into spring and summer, especially if you live in an area prone to flooding, hurricanes, wildfires or...

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July 9, 2018
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Individuals are becoming more aware—and concerned—about their personal cyber risks in this age of the data breach.

Once a product for commercial lines, cyber insurance is emerging as the next frontier for personal lines coverages. Cyber threats such as data theft, system compromise and social media risks are no longer exclusive to businesses; they happen to people, too.

The costs are high,...

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June 11, 2018
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As the incidences of identity theft continue to skyrocket, it’s easy to see how people are impacted at the personal level. However, businesses also bear the brunt of these breaches in less obvious ways. Hidden costs add up in the form of work absences due to stress, productivity loss, unpaid bills and reputational damage.

As employers start to become more aware of these pitfalls, insurance brokers can do themselves and their...

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April 11, 2018
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By Denise Szott

Brokers, now more than ever, need a proactive strategy to help employer clients meet a growing demand for enhanced employee benefits.

To do so, brokers must be ready to leverage their resources. An expanded employee benefits voluntary products portfolio, which may include identity theft protection, financial counseling or casualty coverage, among others, will help them meet their clients’ demands and desire to boost worker...

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